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  "Before your program, we were trying to get a
house, but because our bills were delinquent we were unable to. Thank you
for your help in getting our finances back on track and reducing our debt.
With all your help and consideration, we are now proud owners of a new
home."
-- J.B. in Florida
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Pre-approved credit card offers Average family credit card debt You might be wondering, "I owe my creditors thousands of dollars - there can't be anyone worse off than me!" You're not alone! Our clients carry balances as high as $200,000. Get out of debt now. Personal bankruptcy One indicator of debt in the U.S. is the number of personal bankruptcies declared each year. While many more bankruptcies are declared than need to be, statistics show how many people feel their debt burden is more than they can handle: Personal bankruptcies are at an all time high! In 1997 there were more than 1.3 million declared. That figure is up 63% from just 10 years ago. Avoid personal bankruptcy. National consumer debt In many ways, America is a nation weighed down by its citizens' (and government's) debt. National consumer debt reflects many different factors, so we'll concentrate on consumer credit debt, which accounts for 40% of the national figure. National consumer debt has reached an all-time high of over 1 trillion dollars. Credit card debt accounts for approximately 400 billion dollars of that figure. You can help stop our national romance with debt by becoming debt free, learning the skills necessary to manage your own finances and handling your spending responsibly. Let these agencies help you become debt free, and along the way, they can show you how to be a responsible credit consumer. » Start managing your debt now.
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